Overview

Satin Finance is a decentralized finance platform providing innovative credit solutions to businesses that typically face challenges accessing traditional financial markets.

Satin offers both collateralized and undercollateralized loans to profitable micro and small businesses in underserved markets. By bridging the gap between investors and businesses, Satin Finance allows companies to access capital for productive use, improving capital efficiency without requiring excessive collateral.

Unlike other DeFi lending platforms that require overcollateralization, Satin Finance provides more flexible borrowing options, enabling true credit creation.

While overcollateralization is common in DeFi to protect the loan principal in volatile markets, it limits capital efficiency and prevents businesses from borrowing for growth. Satin’s undercollateralized loan model is designed to meet the credit needs of real-world businesses.